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Declining Markets
Effective April 1, 2009, each time United Guaranty's Declining Markets list is updated, our origination systems automatically reflect the changes and you are notified via e-mail. This automation is designed to provide you with improved communication and faster loan processing.
United Guaranty appreciates your business and is committed to keeping you up-to-date on our policies and guidelines.
Please contact your local United Guaranty representative if you have questions.
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In light of ongoing depreciating values of real estate throughout the United States, United Guaranty has established a list of declining markets.
United Guaranty's declining markets policy is applied at the CBSA level. The ZIP codes listed are the standard US Government ZIP codes for the CBSAs that United Guaranty considers to be declining.
Periodic updates will occur.
Current List
Effective June 14, 2010: |
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Previous List
Effective January 26, 2010: |
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Declining Markets List
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Effective June 14, 2010
Declining Markets Changes
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Effective June 14, 2010
Declining Markets Summary
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Effective June 14, 2010
Declining Markets ZIP Code Search
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Effective June 14, 2010
Status Change Summary for Declining Markets List
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Effective June 14, 2010
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Declining Markets List
– Effective January 26, 2010
Declining Markets Changes
– Effective January 26, 2010
Declining Markets Summary
– Effective January 26, 2010
Declining Markets ZIP Code Search
– Effective January 26, 2010
Status Change Summary for Declining Markets List
– Effective January 26, 2010 |
See also:
Previous Declining Markets Lists
Underwriting Guidelines
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